How to Get an Unsecured Personal Loan

There are several ways to shop for an unsecured personal loan in today’s lending market: meet with a loan officer in person, mail-in and telephone applications, or work with a lender online—a productive way for borrowers of all credit types to shop a wide variety of loan programs.

Knowing in advance what type of credit you have can help you select the right lender, apply for the right loan program, and simplify the process. Applying to different lenders for loan programs you will not qualify for, can negatively affect your credit score. A one online-company, one application process to assess your qualifications for multiple loan programs can be time saving.