Bad Credit Loans Knoxville, Tn.
One of Tennessee’s most instantly recognizable cities, Knoxville is a diverse collection of retail, public utilities, and higher education centers that keep the city thriving. But not all of the city’s residents get to enjoy the money flowing into the city. If you’re struggling financially, our Loans Discovery Program can help you find a great personal loan for bad credit in Knoxville. We can provide access to numerous tailored options that let you borrow money, at no cost or risk to you.
Financial Turmoil in a City Where Business is Booming
Despite hosting the primary headquarters of the Tennessee Valley Authority, the University of Tennessee, and over 19,000 other businesses that provide thousands of jobs, many people in Knoxville are drowning in debt. Though conditions have improved in the last decade, they’re still far from perfect.
A Big Problem with Low Income
The Department of Labor reported that unemployment in Knoxville had reached just 2.8% by the end of 2018. That’s a very encouraging figure, but there’s a converse statistic that isn’t as positive. The U.S. Census Bureau estimated that more than a quarter of the population, nearly 50,000 residents, were living below the poverty line in 2017. The reported household income only averaged about $36,331, well below the $61,372 average the rest of the U.S. enjoyed. Growth in Knoxville has resulted in higher monthly expenses that many families are struggling to manage.
A Bigger Problem with Borrowing Money
Not only are many Knoxvillians struggling to pay their bills, but many can’t even get the help they need when they need it. Traditionally, banks and other financial institutions provided limited support, at best, to people with poor credit. More often than not, they flat out refuse to work with them. For those few that are lucky enough to get approval, the process can be very slow. The money comes in only after the due dates for bills have come and gone.
A Solution That Only Makes Things Worse
When the banks have denied them a loan, many people run into the waiting arms of a payday lender. They typically don’t care about credit and guarantee approval for their lending offers. The problem is that it’s a literal and figurative trap. In most instances, payday and title loan agencies:
- Limit borrowers to a few hundred dollars
- Charge interest rates in the hundreds
- Provide a very short amount of time to have the money repaid
- Demand high fees
- Require some form of collateral
With these kinds of terms, you’re all but guaranteed to default. When you do, they extend your loan, only with more interest and a higher fee. It’s a cycle designed to trap you and thousands of people have fallen victim over the years.
You Deserve Better Than Scams and Denials
You may have bad credit but that doesn’t make you a bad person. We believe that everyone deserves the chance to access money when they need it, and that’s why we created our Loans Discovery Program. Designed for people struggling to borrow money against bad credit, we’ve had great success finding ideal lending solutions for people in Tennessee and throughout the United States. There’s no reason we can’t do the same for you!
Terms That Work For You, Not Against You
Our business is providing great unsecured lending options to you, and helping you choose the best solution for your situation. That’s all there is to it. Our lending solutions don’t require any kind of collateral or advance payment. We never work with payday or title lenders. Our lenders extend loans ranging from hundreds to thousands of dollars. Rather than a few weeks, our options allow a minimum of 24 months to pay off your debt. Most importantly, there’s no charge for using our service!
A Quick Process for Quick Results
You don’t drag your feet so neither do we. Our setup allows you to enroll quickly and easily and usually have your offers back almost overnight. We work with partners who value speed and efficiency as much as we do. Normally, they can have your money ready in just a few days once you’re approved. The entire process can take less than a week, meaning you get your money when you actually need it!
Peace of Mind While We Shop For You
No one at Loans Now will ever make an initial inquiry on your credit score. To verify that you meet the minimum 450 score that we require, we let you gauge your credit rating yourself. This prevents multiple hard inquiries on your report, and won’t lower your score. We keep your information completely confidential – there’s no sharing with other financial institutions. We also assign a personal advisor who communicates directly with you to understand your situation and make recommendations about your offers. We know that you’re more than a number on a credit report and that’s how we treat you!
Get the Access You Need with our Loans Now Discovery Program!
You don’t have to risk losing everything just to get money. Our free service can help protect your score while you compare lending offers that won’t destroy your finances. Skip the payday lenders who cheat you and the banks that brush you aside! Join the growing number of satisfied customers who found their ideal loan solution through our Loans Discovery Program today!
- Loan Discovery Process
- Credit Scores Reviewed to 450
- 2, 3, 5 & 7 Year Terms
- Loan Amounts $500 - 70K