Bad Credit Loans Houston, Tx.

credit check for unsecured personal loan Houston, Tx.As the most populated city in a state where everything’s bigger, Houston seems to be doing pretty well for itself. As of 2017, the city’s unemployment rate sits at a low 3.8%. The median household income was $49,399 and, over 67% of the population was actively employed. Houston may be doing just fine, but you wouldn’t know it from talking to the 20% of the population living below the poverty line.

If you’re someone struggling with debt and need a personal loan for bad credit in Houston, Loans Now is here for you. With our Loans Discovery Program, we can find multiple bad credit lending options for you to compare, free of charge, and without affecting your credit score.


A Big City with A Big Problem

If all people with bad credit had to worry about in Houston was finding a loan, that would be one thing. The struggle to find a lender willing to work with bad credit can be a tough one. What’s worse though, is that there are much easier options that are far more dangerous. And no one is doing much to help the situation

The Legislature Has Washed Its Hands of Responsibility

In the state of Texas, you borrow at your own risk. The state’s financial code does very little to curb bad lending practices marketed to the average consumer. The biggest stipulation provided is that consumer interest cannot exceed 10%, but this is very easy to bypass. Payment timelines, fees, and other lending aspects aren’t limited at all, especially for banks. Houston has imposed some local laws to protect citizens, but the results have been marginal in many instances.

Traditional Lenders Just Shake Their Heads

If you’re on this page, you’ve probably tried to get a loan with your bank or another traditional lender. Odds are, they made a hard inquiry on your credit rating, saw your bad score, and turned you away. You got left with a worse score than when you started, with nothing to show for it. You’re not alone, and even for those getting approved, their problems aren’t getting solved quickly. Many lenders move at a snail’s pace, taking as long as a month to approve a loan application and get people their money.

Bad Lenders Extend a “Helping” Hand

This is by far the biggest danger to people seeking a bad credit loan in Houston. To bypass the state finance laws, many payday and title lenders camouflage themselves as a credit repair business. They say they want to help people, with offers of no credit checks and instant approval. The reality is that they charge interest rates of 500% or more, only give you a few weeks to pay back your money, and charge a steep fee. Once you default, they extend your loan, tagging on more fees and interest. In effect, they keep you indebted to them.

You Need a Solution that Solves Your Problem Now

What if I told you there was a service that could:

  • Work with your bad credit to find you a loan
  • Protect your credit while you compare different offers
  • Give you plenty of time to make your payments
  • Offer options to borrow thousands of dollars
  • Have your money to you within a few days
  • Do all of this, completely free of charge

It’s not just a nice wishlist; it’s Loans Now! Our Personal Loan Discovery service is the solution that you’ve been desperate to find, but didn’t think could really exist.

We Work With Bad Credit and Protect Your Rating Too

Our business was specifically designed with bad credit ratings in mind. Our goal is to give you access to different lending options while keeping your credit profile safe. To do it, we don’t make any initial inquiries into your credit score. We equip you to determine your score for yourself, then submit it to us. Checking your own credit won’t impact your score, and so long as it’s a 450 or above, we can help you find great lending options.

Our Service Can Get You Money Fast

Nothing’s worse than having a due date coming up on a bill, and knowing you can’t afford it. We recognize what a terrible feeling that is and that’s why we work fast. We designed our registration to take 5 minutes or less and made it incredibly easy to understand. We also work quickly to shop offers for you, and often have the results back 24 hours after you’ve registered. We value speed and so do our lending partners – they can normally get your money within one to two business days.

We Value Competition and Fair Dealing

Just because our service is geared towards people with bad credit, it doesn’t mean our options are cheap. Unlike payday and title lenders, we provide options to borrow tens of thousands of dollars for customers who meet the criteria. Our repayment windows are also extensive, starting at two years and going up to seven, giving you plenty of time to pay. Our starting interest rate is below 5% for those who qualify, and you’ll never have to surrender your car title or any other possession. Whether we’re providing Houston loans, options for other parts of Texas, or anywhere else in the U.S., all of our lending options are unsecured.

Make Loans Now the Solution to Your Money Problems Now!

There’s no reason to keep struggling to get with money your bad credit. Use our Loan Discovery program, and find the solution you need to solve your troubles today!

Personal Loans Starting at 4.99%
  • Loan Discovery Process
  • Credit Scores Reviewed to 450
  • 2, 3, 5 & 7 Year Terms
  • Loan Amounts $500 - 70K

No Initial Credit Check!

* Using tool will not lower your score.
* We do not share your information.
* You will not receive any unwanted contacts
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