Bad Credit Loans Greenville, SC
In recent years, Greenville has distinguished itself as a hotspot for new jobs and opportunities, and one of the fastest growing areas in the United States. A diverse collection of industries has generated an economy where much of the population can afford to live in comfort. But that doesn’t mean everyone is getting ahead. You might be looking for a personal loan for bad credit in Greenville to get by, and we can get you the best rates! The Loans Discovery Program was created so that people like you could instantly compare lending rates, get the best offer, and have your money fast!
Success for Many But Not for All
Thanks to a varied assortment of different businesses, and investments from many offshore corporations, Greenville has been consistently ranked as one of the best places to live in America over the past decade. A strong presence of electronics production, aviation, and automotive manufacturing made Greenville the fastest growing city from 2015 to 2016. Sadly, whenever a city is growing fast, people start to overlook those who aren’t keeping pace.
A Struggle That No One’s Talking About
U.S. Census estimates from 2017 placed the poverty rate in Greenville at about 15.3%, two points lower than the national 15.5% average. It’s far from terrible, but that doesn’t make it great. It’s easy to focus on the low percentage and ignore the fact that about 10,437 people were struggling to pay their debts.
Little Help from Those With Money
Banks and lenders are supposed to be institutions who can help people access money when they need it. Sadly, many people don’t qualify for that financial relief. The average minimum credit rating that most banks would work with was 620 in 2018. For those below that score, a hard inquiry that determined they didn’t meet the threshold left them with a damaged score and nothing gained.
A Scheme to Keep Cheating the Desperate
Under Title 34 of the South Carolina Code, the Deferred Presentment Services Act, payday lending is perfectly legal in South Carolina. Both the state house and senate have introduced bills to repeal the act starting in 2009 and prohibit payday lending. So far, they all remain in committee and haven’t even been put to a vote. Payday lenders didn’t wait for the legislation to pass – they re-designated themselves as short term supervised lenders, allowing them to operate under different laws. Despite the shift, they still charge an average of 390% APR, as much as 15% financing charges, and only permit up to 31 days for repayment. Greenville residents continue to fall prey to these financial traps and are paying more than twice the amount that they borrow.
Don’t Keep Falling Prey to Shady Deals
Payday lenders would like you to think that they’re the only option you have to get money with bad credit. That’s not only far from the truth, but they’re also the worst possible option you have. You can get a great bad credit loan that charges far less than payday lenders, with much higher limits, and with far more time to settle. It’s possible with our Loans Discovery Program, and you can start getting your results today!
Borrow Money Without Breaking the Bank
You don’t have to settle for deals that leave you owing far more money than you borrow. Our selection of offers can provide:
- Amounts from $500 up to $70,000
- Two, three, five, and seven-year repayment plans
- Interest rates as low as 4.99%
- No collateral, meaning you don’t risk your car or home
- No additional charges for paying back your money early
We don’t collect any money from you with our service, and you’re under no obligation to select any of the offers we extend. You have nothing to lose but everything to gain!
Find Your Solution Without Damaging Your Score
Unlike typical lending institutions, we don’t make initial credit checks. We match offers based on the score you tell us, ensuring that you have at least a 450 but not causing it damage. We also don’t give out your information to other agencies, so there won’t be any credit checks that you didn’t authorize. No more phone calls or emails you didn’t ask for!
Get Fast Access to Your Funds
Nothing feels worse than waiting for a loan to process when your bills come due. With our process, you can have your search initiated in under six minutes, and normally have your offers available in a day or so. Our lending network has your money ready to access in just a few business days. We take pride in the speed we work at because we know you demand it!
Conquer Debt with Your Perfect Money Offer!
To date, Loans Now has enabled more than 500,000 people to access the money they desperately need to settle debts. We offer some of the most competitive rates you can find in South Carolina or any other part of the U.S.! With a high ratio of success, at no charge to you, we want to be your go-to resource to access money quickly, safely, and at the rate that’s right for you. Don’t keep taking a chance on lenders who trap you – complete our easy questionnaire and let us find the offers you need today!
- Loan Discovery Process
- Credit Scores Reviewed to 450
- 2, 3, 5 & 7 Year Terms
- Loan Amounts $500 - 70K