Bad Credit Loans Fort Worth, TX.
For art, culture, and business opportunities, Fort Worth is a great location. It’s been listed as one of Forbes’ Best Places for Businesses and Career in 2013, and U.S. News & World Report ranked it #18 of the 125 Best Places to Live in the U.S in 2018. For all of the things the city has going for it, there are still many residents just barely surviving. If you’re looking for a personal loan for bad credit in Fort Worth, we’re here to help you. Our Loans Discovery program is all about getting people with bad credit access to great lending opportunities while you saving time and frustration.
A Beautiful City with a Lot of Risks for Borrowers
Fort Worth may be a great place to set your roots, but that doesn’t mean it doesn’t have its share of problems. Like the rest of Texas, the city is prime real estate for payday and title lenders. A loose set of regulations means that these lenders can charge outrageous rates, demand quick repayments, and take possession of your assets if you default.
Why Payday and Title Lenders Love Dallas
Under the Texas Finance Code, specifically under Title 3, Chapter 34, banks can charge any type of interest they want, with any amount of fees, so long as they give you at least 10 days to repay. Predatory lenders also took advantage of a loophole in the laws. By registering as a credit repair agency, shady lenders are able to charge extremely high interest and fees, and demand collateral. Operating under the guise of helping people get their credit back on track, payday and title lenders have cost the citizens of Texas more than $1.1 billion in interest and fees, according to the Center for Responsible Lending.
It’s Tough to Qualify for Regular Loans
In many instances, regular lenders just aren’t a viable option for people with bad credit who need money now. This is because:
- They want to see a score of around 600 before they work with you.
- They’ll make a hard inquiry, potentially causing your score to drop.
- You can’t shop for interest rates with risking your credit score.
- It can take days to find the best deal, and weeks before the money comes in.
- The loans they are willing to offer are too restrictive.
Under such conditions, it’s hard for anyone with bad or fair credit to pursue a normal loan. That’s exactly how payday and title lenders lure in and trap people struggling with debt.
There’s Got to Be a Better Way to Get Money
You may be at a point where it seems like you just can’t win. Working with regular lenders only wasted your time and hurt your score. The only lenders who seem ready to work with you charge ridiculous fees and give you a month to settle the debt. You may be ready to quit, but don’t throw in the towel just yet. Loans Now’s Loan Discovery program is a free service that will help you compare lending rates in Texas and across the U.S., partner you with credible lenders, and protect your finances at the same time!
Fair Rates and Terms
First and foremost, we’ll never partner you with a payday, title, or “no credit check” lender who’s only out to trap you. Our providers are reputable, established lenders who respect your circumstances. They offer interest rates as low as 4.99% if you qualify and give you a minimum of two years to repay your debt. Our business is all about unsecured personal loans, so you’ll never have to fear losing your car or other assets. None of our options have a payoff penalty, so you can pay off your debt early and not incur a fee.
We Work With Bad Credit and Protect Your Score
Unlike many of our competitors, Loans Now won’t turn you away because of a bad credit score. We work with scores all the way down to 450, and take measures to ensure that your credit doesn’t suffer because of our search. By checking your own credit rating, we can still get the information we need to help you, but in a way that doesn’t cause your score to drop.
High Limits and Speedy Service
When you work with us, you have the potential to access more money than you would anywhere else. Our vendors are prepared to offer loans between $500 and $70,000 in many instances, giving you plenty of money to settle your debts. Enrolling in our program is also incredibly quick and simple. In as little as a few days, you can select a great lending option from the offers we present, and have the money in your account.
Don’t Stay Trapped in Debt – Take Back Control Now!
We’ve helped countless people beat the cycle of debt they’re trapped in, and we can help you too! With a free service that provides options you can compare, fair terms, and doesn’t risk your credit, you stand to gain everything, and lose nothing! Sign up for our program and let us help you find the right loan for you today!
- Loan Discovery Process
- Credit Scores Reviewed to 450
- 2, 3, 5 & 7 Year Terms
- Loan Amounts $500 - 70K