Bad Credit Loans Bristol, TN.
As the “Birthplace of Country Music,” Bristol has always enjoyed a thriving culture centered around music. The Birthplace of Country Music Museum draws hundreds of visitors every year, while retail, healthcare, and manufacturing help keep the economy growing. However, when it comes to managing debt, not everyone is dancing to the same tune. If you need help finding a great personal loan for bad credit in Bristol, we can help. Our Loans Discovery service lets you compare numerous offers to borrow money at one time and doesn’t cost anything to use!
A Familiar Melody Called Debt
If you’re struggling with debt, you know just what a painful position it is to be in. For people with bad credit in Bristol, the population growth and the thriving economy just serve to remind them that others are doing better than they are. What’s worse, your efforts to improve your situation have some serious obstacles that you’ve probably encountered.
You’ve Been Turned Away by the Banks
When you have bad credit, most banks look at you and sum you up with one word: risky. Your credit rating indicates to them that you can’t be trusted to borrow money. To make matters worse, they most likely made a hard inquiry to check your score, causing it to drop. If you compare too many lenders too quickly, your credit score can suffer some serious damage.
You Live in Prime Payday Territory
Payday and title lenders in Tennessee are not only welcome, but they’re also indirectly encouraged. Tennessee state law caps the interest rate at 10% but this doesn’t apply to transactions made by check. For checks, transactions are limited to $500 at a time but allow up to 459% APR. As a result, more than 1,208 payday stores have set up shop in Tennessee since 2008, equaling about 24 stores for every 100,000 Tennesseans.
Credit Cards Can Do More Harm than Good
When people are struggling financially, their first action is often to start making charges on their credit card. That’s a temporary solution, but in the long run, it can make your situation far worse. Business Insider reported that the average Tennessee resident had $6,217 in credit card debt in 2018. Credit cards carried an average interest rate of about 16.69% in 2018. Anytime you don’t pay off the full balance, your debt accumulates, making it harder to meet your payment the following month. Excessive credit card debt and missed credit payments are two of the leading causes of bad credit in the United States.
You Need a Better Way to Borrow Money
Wouldn’t it be great if there was a way to get approved with bad credit, dodge shady lenders, and not have your credit rating fall to pieces? There is! With our Loans Discovery program, we’ve helped many people in Tennessee and across the U.S. find great loans that they can use to start paying down debt, and get their finances back where they need to be!
We’re Proud to Work with Bad Credit
Unlike most banks, we don’t frown on bad credit. We understand that everyone makes mistakes in life – it’s why we’re in business. To help those who need it most, we extend our services to anyone with a credit rating of 450 or higher. We don’t perform an initial hard inquiry on your score – we leave that to you. You protect your score; we get the verification we need to find your lending options; everyone wins! What’s even better is that our service is completely free! You’ll never have to pay us anything to work for you.
Our Options are Much Safer Than Credit Cards
Unlike a credit card, where what you pay can change month to month, your minimum payment for our options stays the same every month. Additionally, loans can be much better than credit cards because:
- You’re only charged interest once
- Interest rates are typically less than a credit card’s
- Lending limits are usually higher than credit limits
- You don’t have to worry about excessive credit utilization
- There usually aren’t recurring fees
Like banks, whenever you apply for a new card, they’ll make an inquiry on your score. Sometimes, they’ll even make an inquiry when you want to increase your limit. With our options, there are no initial checks, so your credit won’t be affected!
You Can’t Drag Your Feet, So Neither do We
We understand that you need money fast, not in a few weeks. We designed our registration process to be fast and easy, taking no more than a few minutes to fill out. We’re usually able to have options ready for your review within one business day or so. On average, our money providers can have the money ready to deliver within 48 hours at most.
Stop Wasting Time on Bad Deals – Get Your Loans Now Offer Today!
For finding the best bad credit lending offers available, you can’t beat our service! Our passion is helping people rise above their circumstances, with safe methods to access the money they need to do it. Your information is private and secure with us – our only goal is to see you achieve what you want. Sign up for the Loans Discovery program now, and start accessing the money you need to get ahead!
- Loan Discovery Process
- Credit Scores Reviewed to 450
- 2, 3, 5 & 7 Year Terms
- Loan Amounts $500 - 70K