Bad Credit Loans Atlanta, Ga.
Finding a good personal loan for bad credit in Atlanta can be tough. Most lenders will turn you down because of your credit score. There’s also plenty of scammers trying to trap you in a bad deal. It can also take a lot of time to find a quality loan – time that you may not have. Loans Now is here to help you get the money you need right now! Using our Loan Discovery Program, we can get you multiple lending offers at once, quickly and free of charge!
Why Getting Money with Bad Credit is So Hard
When you have bad credit, it can seem impossible to borrow money. There are three reasons why this is probably the case: you’re a risk to lenders, your credit score can suffer even more, and it takes so much time to find the right lender.
You’re a Risk to Lenders
When you have a bad credit score, many lenders assume you’re too risky to lend to. Since your credit score is an indicator of risk, a bad one can leave lenders thinking that you’re irresponsible or just don’t care about money. In short, they don’t think you’re worth their money.
Your Credit Score Can Suffer More
Every time you apply for unsecured loans in Atlanta, or anywhere else, there’s a risk to your credit score. Lenders often make what’s called a hard inquiry against your score. These are requests to view a detailed report of your credit history. Each time a hard inquiry is made, it has the potential to drop your credit score.
It’s a Catch-22. You need to compare interest rates, loan limits, and other important factors. Otherwise, you risk losing out on a great deal. But each time you apply to receive those terms, a hard inquiry is often made. When you have bad credit, it’s a no-win situation.
It Can Take a Long Time to Find the Right Lender
Just finding the right lender can take a long time. When you factor in the hours you spend surfing the web, filling out applications, and waiting for a response from the lender to come back, days or weeks can go by. Couple that with having to work and spend time with family and the process can take even longer. If you desperately need money now, this is time you can’t afford to waste.
Loans Now Can Get You Great Atlanta Loans, Safely and Quickly
What you need is a service willing to work with your bad credit score, allows you to check multiple lenders at once, doesn’t take days to respond to you, and won’t impact your credit score. Loans Now is that service! With our Loan Discovery Program, we can get you multiple offers to get the money you need now, quickly, safely, and for free!
Having Bad Credit Doesn’t Always Mean You’re Irresponsible
The team at Loans Now are everyday working people too. We understand that life gets in the way sometimes. It means you’ve gone through some things that lead to a bad credit score. We want to get you access to quality lending options made specifically for people with bad credit scores. We believe everybody deserves a chance to get their finances back on track, and we’re here to give you that chance. So long as you have a credit score of at least 450, Loans Now is ready to work with you.
You’re the One Who Tells us Your Credit Score
Loans Now will never make any kind of inquiry against your credit score. We don’t want to make your credit score any worse than it already is. Instead, we give you the resources to check your score yourself, then tell us what it is. Anytime you make your own check, it’s regarded as a soft inquiry, and won’t affect your score. This way, our lending partners can still see your score, but in a way that won’t cause it to drop.
Loans Now is Fast and Safe
The team at Loans Now knows how precious your time is. Our Loan Discovery form can be completed in a matter of minutes and doesn’t require you to provide a lot of in-depth financial information. Once you’ve completed your form, we can have multiple great offers for unsecured loans in Atlanta, or any other city in Georgia delivered to your inbox in as little as a day. We’ll never share your personal information without your express consent.
You can also be sure that we won’t stick you with shady lenders. We don’t like payday and title lenders anymore than you do, so we don’t work with them. All of our lending options are provided by professional, quality lenders who honor the law, and respect the rights granted to you under Title 7 of the Official Code of Georgia, including:
- Capping interest rates at 16% for loan amounts under $3,000.
- Lenders cannot present any false or inaccurate information in their advertisements and offers to you.
- Having an interest rate above 7% presented to you, in a written contract, that both parties must agree to. If no interest rate is specified, the rate will default to 7%, if the parties go to court.
- Lenders can not charge you a lending fee greater than 8% of the first $600 of your loan, plus 4% of the remaining amount, for loans under $3,000.
- The right to have all of your interest reimbursed or used to pay off your principal if the lender violates any provision established in Section 7-4-2. You must plead your case within one year.
Use our Loan Discovery Program and Let us Get You Money Now!
With our Loans Discovery Program, Loans Now will get you quality unsecured lending options quickly and safely. We won’t judge you for having bad credit – helping you improve your life is the whole reason we’re in business. Use our free service and let us start getting you the money you need right now!
- Loan Discovery Process
- Credit Scores Reviewed to 450
- 2, 3, 5 & 7 Year Terms
- Loan Amounts $500 - 70K