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Bad Credit Loans in Albany, Ga.

credit check for unsecured personal loan Albany, Ga.If you’re seeking a personal loan for bad credit in Albany, Loans Now is here to help you! Using our Loan Discovery Program, we will provide you with the best lending options available, easily and completely free of charge to you. Once you provide a few pieces of information, we can cut through the headache of comparing dozens of lenders and provide you with several different options to choose from. And we can do it all in as little as 24 hours.

The Challenge of Borrowing Money

Ask anyone who’s tried and they’ll tell you that getting approved for a loan with a bad credit score can be a hassle. Lenders will turn you away after the first glance at your score. Scammers will try to lure you in with promises of quick, easy loans that don’t require any kind of credit check. It can seem like it’s impossible to find someone willing to lend you the money you need, with your bad score, who won’t try to take advantage of you.

Why Not Use Lenders Who Say They Won’t Check Credit?

Because they’re often scammers. No lender wants to give out money without knowing how much risk they’ll be taking. That is, no lender without a hidden agenda in mind. No credit lenders are comfortable with not checking credit scores because they only care about swindling you.

They’ll trap you with a loan that carries up to 500% APR, with only two to four weeks to pay it back. Once you miss a payment, they’ll slap you with late charges and only give you another two to four weeks to pay. This will keep going until your finances are completely wrecked. There’s no way they can’t win, so why worry about risk?

It Can Take Weeks to Find a Quality Loan

Besides the fact many lenders will turn you away because of your credit score, there’s usually a ton of research to do on your part. In particular, you have to take the time to compare:

  • Interest Rates
  • APRs
  • Minimum Credit Scores Required
  • Borrowing Limits
  • Repayment Timelines
  • Lender Reviews

By the time you’ve reached out, been turned down by lenders, and finally compiled a list of lenders willing to work with you, weeks if not months have gone by. When you need to resolve your problems now, this definitely takes far too much time.

Your Credit Can Suffer Even More

Not only is it time-consuming, but getting numerous offers from lenders can cause your credit score to drop. In many instances, when a lender considers working with you, they’ll make a hard inquiry against your score. Hard inquiries can cause your score to drop severely and can stay on your credit report for up to seven years. Even checking just five different lenders has the potential to drop your score by 100 points.

Wouldn’t It Be Nice if There was a Safe, Easy Way to Compare Unsecured Loans in Albany?

What would make your life infinitely easier, and help you get money faster, is if there was a way to instantly compare many different lenders at once. If you could immediately compare several bad credit loans in Albany all at the same time, it would save you the time of doing all the research yourself. It would also mean you’d find the best deal possible, right then and there. The team at Loans Now is here to provide that service to you, completely free of charge!

No Payday Loans

We’re committed to only providing quality lending options that won’t take advantage of your circumstances. We never provide options for payday, title, or any other supposed “no credit check” lenders. We only work with quality lenders who offer great personal loans in Georgia and abide by the Official Code of Georgia. According to Chapter 3, Title 7 of the Georgia State Code, no lender can charge you more than 16% interest if you take out a loan of $3,000 or less.

The team at Loans Now respects the law and only works with credible lenders who will respect your rights. We only offer fair, unsecured loans.

No Wasted Time

Our Loan Discovery Process is the quickest, easiest way to instantly compare unsecured Albany lenders. It only takes 5 minutes to complete the form, and you’ll have several great lending options within 24 to 48 hours, and you’ll have your money soon after. Best of all: it’s completely free!

No Upfront Credit Checks

At Loans Now, we’ll never do an initial credit check on you. Using our free resources, you check your own score, then tell us what it is. Checking your own score will never cause it to drop, so you can enjoy peace of mind while we shop for the best, unsecured lending options available!

Use Our Personal Loan Discovery Process Now!

There’s no reason you can’t enjoy a quality Albany loan, one that allows you to avoid being scammed, doesn’t take weeks to find, and won’t drop your credit score. Check your credit score, go to our Personal Loans Discovery page, fill out the 5-minute questionnaire, and let us help you get the money you need right now!

Personal Loans Starting at 4.99%
  • Loan Discovery Process
  • Credit Scores Reviewed to 450
  • 2, 3, 5 & 7 Year Terms
  • Loan Amounts $500 - 70K

No Initial Credit Check!

* Using tool will not lower your score.
* We do not share your information.
* You will not receive any unwanted contacts
* SSL Secured