Four Options to Get Credit After Bankruptcy
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Four Options to Get Credit After Bankruptcy

No matter what you do, sometimes bankruptcy still gets the better of you. After going through the pain, doubt and fear inherent in filing for bankruptcy, you might feel lost as to how to start rebuilding your credit and opening new lines of credit. There are four smart and effective solutions that you can consider...

Four Ways Military Members Can Reduce Credit Card Debt
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Four Ways Military Members Can Reduce Credit Card Debt

Military personnel and their families make the ultimate sacrifice for the United States of America, yet for all they do for the country, they can be burdened with tens of thousands of dollars in credit card debt. Despite how frustrating that can be, there are ways that the brave men and women who serve the...

Four Ways to Fund Your Dream Vacation
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Four Ways to Fund Your Dream Vacation

Everyone needs to get away from it all now and then. We all get worn down by working, raising kids, paying bills and dealing with people. It is not only a great idea to take time off, research has consistently shown that it is critical to maintaining mental and emotional well-being. For many families, options...

Four Ways to Get a Low APR
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Four Ways to Get a Low APR

No one ever wants to pay more than they absolutely have to for any of their major purchases, and one of the biggest culprits behind outrageously high bills is the high APR that comes with certain loans. In order to prevent financial headaches or hardships in the future, consider these four ways that you can...

What is the Best Type of Loan if You Have Bad Credit?
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What is the Best Type of Loan if You Have Bad Credit?

One of the best ways to improve your FICO score after a financial slump is to get and start paying off a loan. But with so many different type of loans out there, you may be concerned about which is the best to use to get what you need, at a rate you can afford....

5 Easy Ways to Reduce Your Debt
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5 Easy Ways to Reduce Your Debt

Debt, no matter how small, can always be reduced to a more manageable amount. Every small step that you take to reduce your debt puts you on track for a brighter, more free financial future, and there is no one alive who does not want a debt-free, financially stable future. So below are five ways...

Loan or Line of Credit: Which is Best For You
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Loan or Line of Credit: Which is Best For You

Startups usually need a lot of capital to meet the financial obligations that come with opening a new business. Surprisingly, many people don’t know the difference between a loan and a line of credit. Having the knowledge to differentiate the two is crucial when making big decisions like these. With the different options in today’s...

Five Ways to Dig Out Of Medical Debt
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Five Ways to Dig Out Of Medical Debt

You might think that you are financially prepared for an emergency, but the reality is that sometimes unexpected factors will hit you harder than you think. This is especially true if we are talking about our healthcare. Even if you have decent savings and health insurance, one medical crisis could erase all of your bank...

The Skinny on Debt-to-Income Ratios
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The Skinny on Debt-to-Income Ratios

Unless you’ve applied for a loan or other form of credit, you may not have heard the term Debt-to-Income Ratio. If you have heard this term during the credit approval process, you may not know what it is referring to. Here is some information that will help you not only understand what Debt-to-Income Ratio means,...

What Information Do You Need to Get a Loan
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What Information Do You Need to Get a Loan

There is a lot of information needed to make a loan decision; a lot of information from a variety of sources. Knowing exactly what information lenders need will help you prepare for when you are ready to approach a lender with your desire to obtain a loan. It will also help you to start preparing...