When it comes to buying the things we want, people tend to skew to one side of the spectrum or the other: either they spend way too much, and quickly find themselves wrapped in debt, or they’re so frugal as to give Ebenezer Scrooge a run for his money (no pun intended). Most people have...
Nearly every person in the world has had some point in their life where they desperately wanted, or needed, to buy something, but just couldn’t. Whether is was due to a lack of funds, a fear of commitment, a lack of time, or a combination of all of these things, everyone has periods where they...
Bringing a new life into the world is a miraculous accomplishment. You’ve waited nine months for this little person to come along, and while you waited, you kept busy, doing things in preparation for their arrival. The majority of soon-to-be parents spend time baby-proofing their house, decorating, and shopping. It’s during the shopping, for the...
I’m sure there are areas in all of our lives that can use improvement. For some of us, our time management skills could use improvement, while others could stand a little improvement in prioritizing. The key here is, how do you work on your areas of improvement, or address the problems you have managing them?...
New Year’s Parties are always fun to attend, but they can get pricey and overly crowded. One of the biggest perks of New Year’s parties is that you have the opportunity to wear any and everything glittery and sequined. Attending these parties is definitely fun, but have you ever thought of hosting one yourself? You...
The winter holidays are known for being a season of giving. Giving thanks, giving gifts, and giving love to our loved ones, is what it’s all about. Have you noticed that during the winter holiday season, people just are overall nicer this time of year? It’s very common to receive gifts from people, just because...
It is good that this question is being asked. Too often, consumers will jump into one of these options without having compared them properly. Unfortunately, by not putting some forethought into this decision, consumers are finding themselves paying more for their purchases in the long run; and that is the best-case scenario. Many are ending...
Ever since the dawn of mail, e-mail, and every other communications network, there has been spam. Furthermore, it is even more prevalent now with the creation of online banking, and now that everything is online, this becomes more and more common every single day. One of the worst forms of spam that people deal with...
Medical bills, emergency home repairs, and credit card debt are among the three top reasons that Americans are in debt today. These are the plagues of American personal finance that people work for years to get out of. If you find yourself in one of these sticky financial situations, you can feel stuck with no...
You can hear the sleigh bells ringing over the mall’s PA system; the lights are glowing in soft shades of green, red, gold and silver in the city park; you spot the mistletoe in the restaurant doorway just in time to pull your loved one close for a kiss. There’s no doubt about it –...
