Using a Personal Loan to Save Money and Settle Your Debts
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Using a Personal Loan to Save Money and Settle Your Debts

When people are struggling under the weight of heavy debt, their first instinct is probably not to consider a loan. Afterall – you got in this mess in the first place because you couldn’t pay the financial obligations you’ve already incurred; why on earth would you ever want to add to that pile? I understand...

Four Ways College Students can Get Money While in College
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Four Ways College Students can Get Money While in College

The college years are, without a doubt, some of the best and most memorable in a person’s life. For many, it’s the first time they’ve enjoyed a large degree of independence, having finally moved out of the their parents’ home, and into their own space. For others, it’s the first time they’ve really been exposed...

Factors to Help You Decide Which Loan is Best for You
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Factors to Help You Decide Which Loan is Best for You

When you want to take out a loan, there’s a lot to think about. Since you’ll be obligating yourself for a potentially very large amount of money, you want to ensure that you’ve done your best to find the loan that will fit your situation. Fortunately, and unfortunately, there are plenty of options for loans...

Traits to Look For When You’re Selecting a Lender
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Traits to Look For When You’re Selecting a Lender

When it comes to loans, there’s plenty of options available, but only a few will even qualify to give you what you’re looking for, with the best terms possible. There’s plenty of risk involved; after all, you’ll be obligating yourself to paying back a considerable amount of money, with some interest added. With that kind...

Understanding Collateral and How It Can Get You a Loan
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Understanding Collateral and How It Can Get You a Loan

There are many terms and numbers in the world of lending. It can be both confusing and discouraging for newcomers to lending, who may not even know where to begin. It can be hard enough to admit that you need a loan – that you can’t afford what you need, even with your own income...

How to Prepare Yourself and Your Finances For a Personal Loan
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How to Prepare Yourself and Your Finances For a Personal Loan

Personal loans are an incredibly powerful resource for the people who need them most. Not only do they have the ability to allow people in dire financial straits to get on the road to recovery, they can allow people to enjoy some much needed luxury, whether it’s through a vacation or to improve their home....

What is a Home Equity Loan, and How Can You Use One?
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What is a Home Equity Loan, and How Can You Use One?

There is an old saying some people use when they talk about their home, and it goes something like this, “A person’s home is their castle.” This phrase alludes to the fact that a person tends to think of their home as their sacred space, where they hold domain, and it’s their way or the...

When Should You Absolutely Consider Getting a Loan?
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When Should You Absolutely Consider Getting a Loan?

Life is full of twists, turns, and challenges. You could be riding on Cloud 9 today, only to find yourself in dires straits by the following week. The only thing that’s guaranteed in life is that nothing is guaranteed, and for that reason, you should never flat out reject any resource that can help you...

6 Critical Terms You Need to Know When Shopping for a Loan
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6 Critical Terms You Need to Know When Shopping for a Loan

The world of loans and lending can be very confusing for newcomers. In addition to the anxiety of trying to find a good loan, that will allow you to buy what you need, you’ve most likely found yourself bombarded with terms, statistics, and numbers that you not only don’t see how they relate to what...

Four Options to Break the Vicious Cycle of Payday Loans
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Four Options to Break the Vicious Cycle of Payday Loans

If you’ve been in the blue or no-collar working world for awhile, you know just how hard living paycheck to paycheck can be. Come the first of the month, the bills come due, and you’re looking at your paystub to see that you can barely cover all your expenses with what you made this month....