Credit cards have become the preferred method of payment for many Americans and much of the world. It seems like you cannot go anywhere without using your card to make a purchase. In fact, there are many businesses that do not accept cash or check, and will only accept a credit card to complete a...
There are a variety of reasons people seek ways to make extra money. Tough economic times may be causing them to struggle, the cost of living rising faster than the average wages. Some people may find themselves with a larger than usual utility bill, or they may have to pay for a vehicle repair they...
Christmas is the time of year where we spend the most money. I say that because we tend to spend our money on things we usually wouldn’t buy during the rest of the year. We have to buy the pretty decorations, the outdoor and Christmas tree lights (if not the tree itself, and of course,...
When you’re young, and just starting off in life, the world is full of possibilities. You spend your days imagining what college will be like and if you’ll like your major. You daydream about what it will be like to live in your own place. You imagine the great memories you’ll make with your friends...
When you move into your first apartment, it can be one of the happiest moments of your life. You’re finally free from your parents’ house, and your parents’ rules. You’re ready to live by your own code, in your own space. You’re going to need furniture, but you probably don’t have a lot of your...
When you’re shopping for limited credit experience loans, you are essentially walking through a minefield. Like a minefield, there are safe paths that you can take to your destination, but one wrong step can lead to disaster. This is because there are many lending agencies out there who know how hard it is for people...
We all know that life happens, and when life happens, sometimes we need help. That help can come in the form of emotional support, spiritual support, and of course, financial support. There’s nothing wrong with needing help sometimes either. Some people will tell you that asking for help is a sign of weakness, but I’m...
Most often, when people are shopping for loans, they only focus on borrowing the amount that their end purchase will cost. If I want to buy a $20,000 car, then I’m going to borrow $20,000. Makes sense, right? While this may seem like easy math on the surface, there’s actually a lot more going on,...
The writing is on the wall: the debt collectors won’t stop calling the house. Your credit cards are getting declined. The bank sent you a notice that you’ve missed a payment…again. These are all the tell-tale signs that you’ve spiraled into debt, and now, the possibility of bankruptcy is staring you square in the face....
For many people, buying their first home is a dream that they plan and envision for many years. You may be more than ready to move out of your parents’ home, or move out of that tiny apartment that you and your significant other have shared the past few years. If you’re at that stage...
