Your Options for Taking Out a Personal Loan With a 600 Credit Score
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Your Options for Taking Out a Personal Loan With a 600 Credit Score

You know it’s coming, but it terrifies you nevertheless. You’re checking because you need money, and you’ll never have enough overtime to get what you need. A loan is your only option. You open up your credit score report, and those three numbers are staring right back at you. And there’s nothing you can do...

How to Find Personal Loans for a Credit Score Under 550
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How to Find Personal Loans for a Credit Score Under 550

If you have a credit score of 550 or below, then you’re probably already aware of just how tall an order it really is to find a loan. You’ve most likely faced a situation where a lender checked your credit score, saw how low it was, and pulled the rug out from under you right...

Your Guide to Getting a Loan with a 450 Credit Score
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Your Guide to Getting a Loan with a 450 Credit Score

If you’ve tried to apply for a loan with a 450 credit score in the past, you may have found yourself declined wherever you turned. Perhaps the lender explained to you why they turned you down; perhaps they didn’t. Regardless, it’s not uncommon at all for people to find themselves being consistently denied a loan...

Your Guide to Understanding How Credit Cards Work
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Your Guide to Understanding How Credit Cards Work

Credit cards have become the preferred method of payment for many Americans and much of the world. It seems like you cannot go anywhere without using your card to make a purchase. In fact, there are many businesses that do not accept cash or check, and will only accept a credit card to complete a...

Four Easy Ways You Can Earn Extra Money
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Four Easy Ways You Can Earn Extra Money

There are a variety of reasons people seek ways to make extra money. Tough economic times may be causing them to struggle, the cost of living rising faster than the average wages. Some people may find themselves with a larger than usual utility bill, or they may have to pay for a vehicle repair they...

Four Christmas Shopping Habits That Will Hurt Your Finances
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Four Christmas Shopping Habits That Will Hurt Your Finances

Christmas is the time of year where we spend the most money. I say that because we tend to spend our money on things we usually wouldn’t buy during the rest of the year. We have to buy the pretty decorations, the outdoor and Christmas tree lights (if not the tree itself, and of course,...

3 Dangerous Things to Avoid with Limited Credit Experience Loans
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3 Dangerous Things to Avoid with Limited Credit Experience Loans

When you’re shopping for limited credit experience loans, you are essentially walking through a minefield. Like a minefield, there are safe paths that you can take to your destination, but one wrong step can lead to disaster. This is because there are many lending agencies out there who know how hard it is for people...

What are the Most Common Reasons People Use Loans For?
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What are the Most Common Reasons People Use Loans For?

We all know that life happens, and when life happens, sometimes we need help. That help can come in the form of emotional support, spiritual support, and of course, financial support. There’s nothing wrong with needing help sometimes either. Some people will tell you that asking for help is a sign of weakness, but I’m...