If you’ve ever looked into getting an online personal loan, you already know that it can be an incredibly confusing to even find the right personal loan, let alone actually applying for one, getting approved, and ultimately getting the cash you need. You inevitably sift through tons of offers for payday loans, title loans, and other undesirable loan programs that just aren’t what you need. It’s tedious, and it can make you give up hope that there is a legitimate, fast loan out there for you.
We’ve got great news if you’ve found that seeking out an online personal loan is more than you’re prepared to handle on your own. There’s an easier way to find the right loan for you, whether you’re looking for no credit check loans or a good credit loan. It’s called the Loans Now Discovery Process. Let us show you exactly how it works, step by step, and then we’ll talk about what the process can do for you.
You Start by Filling Out a Quick Questionnaire
It’s quick and easy. You fill out a form, which you can find right here, that includes a few simple questions to get you started on the road to finding the perfect online personal loan for you. You’ll be asked for your name, phone number, address, email, how much money you’re looking to borrow, and about your monthly income.
A Dedicated Team Member Works with You to Find the Best Loan Offer for You
Once you’ve filled out the questionnaire, a Loans Now team member will work with you to find the optimum online personal loan for you. That expert may want to get some additional information, especially if you’re potentially looking for a good credit loan. That may mean that they ask for your credit score (which you can find for yourself here) and getting an idea of your debt to income ratio (which you can calculate right here). If you need a no credit check loan, that’s also an option with Loans Now, so don’t worry if your credit isn’t as good as you’d like.
Rest assured that Loans Now certainly won’t run a formal credit check unless you’ve given express permission for them to do so, and they’ll only do so after taking into account the credit score you give them to determine which loan offered by Loans Now is the best for you to help ensure that you qualify.
This is a big boon over other online personal loan lenders simply because you don’t have to worry about your credit history being run without a little assurance that you’ll qualify for the loan, since credit checks and getting turned down for loans you apply for can hurt your score.
Common Questions We Hear
Despite the fact that we have worked to make the process of getting a personal unsecured loan easier than ever, there are still a lot of questions that crop up. After all, taking out a loan is a big decision and could impact your life for years to come, so it’s certainly not a decision to be made lightly. Here are the answers to some commonly asked questions.
What Kind of Online Personal Loans Does Loans Now Discovery Offer?
This is one of the best parts of the Loans Now Discovery. We offer personal loans for just about any borrower out there, and no title loans or payday loans that come with unfavorable terms and outrageous fees. We offer bad credit loans and good credit loans. We offer small loans and large loans, from $500 right on up to $70,000. We offer loan terms of 2, 3, 5, or 7 years. We offer APRs as low as 4.99%.
You can even get a personal unsecured loan with no credit check at Loans Now, but you may be surprised at how low a credit score we’re willing to work with. We are willing to work with scores as low as 450, so the no credit check loan isn’t necessarily a given with Loans Now, even if you know your credit score is poor. Definitely take time to check your score for Discovery, no matter how bad you think it is. It might just save you a bundle.
How Long Does Loans Now Discovery Take?
The Discovery process can take as little as five minutes, especially if you’ve gotten your basic financial information (credit score, DTI, etc.) together before you jump into the process.
Who Does Loans Now Share Your Information With?
Unlike a lot of online platforms that promise to present you with online personal loan options that will work for you, Loans Now doesn’t share your information with anyone. The information you give Loans Now during Discovery won’t be sold off to the highest bidder. This means you can expect to receive exactly zero harassing phone calls, spam emails, or other companies checking your credit on the down-low so they can send you pre-approval letters for other personal installment loans.
How Much Does Loans Now Discovery Cost?
It won’t cost you a thing. We offer this service absolutely free because we don’t think that finding a personal unsecured loan should be a nightmare, and we think that there ought to be a fast loan out there for everyone, regardless of credit.
Does Using the Loans Now Discover Process Obligate Me in Any Way?
Just because you used the Loans Now Discovery process doesn’t mean you’re obligated to purchase a fast loan from Loans Now. While we’re fairly certain we can find a loan to work for most people, if you don’t like the offers presented to you in Discovery, you’re free to walk away.
Benefits of Loans Now Discovery
One of the biggest benefits of using the Loans Now Discovery process is that you don’t have to apply to loans with multiple places, many of which will have terms that really aren’t as good as you could get or for which you may be turned down. We’ll just let you know which Loans Now products will give you the best terms.