At Unsecured Personal  Loans Now, we understand the need for fast and efficient loan financing. Using our in house Loan Discovery program will ensure that every effort is made so that you receive the money you need. Our program works for clients in any financial situation, good credit, bankruptcy, foreclosure,  and bad credit are all situations we deal with on a daily basis. Filling out this questionnaire will make it possible for us to evaluate your personal situation and get you the money you need.

Keys to the Discovery Program 

Immediate One – On – One Evaluation

We will call you (if necessary) to discuss your situation before anything is done.

We look at the whole picture, not just credit.

100% of our loans are not Payday or Title – We do unsecured loans.

We offer 3 month/ 6 month/ 3/5&7 Year Terms.

The Process takes 5 Minutes and you can fund today!!

Here are some Sample Payments and Terms some of our Discovery clients have recieved.

Sample Loan: Based on 5 years

FICO Score Loan Amount & Term Sample Payment /
Total Payment
450  Experian $2,500 / 5 YRS $71.22 / $4,273.20
450-500  Experian $2,500/ 5 YRS $66.01 / $3,960.60
500-550  Experian $2,500/ 5 YRS $60.89 / $3,653.40
550-600  Experian $2,500/ 5 YRS $55.86 /  $3,351.60
600-620  Experian $2,500/ 5 YRS $50.92 / $3,055.20
620-640 Experian $2,500/ 5 YRS $46.08 / $2,764.80

*Loans Now does not charge any upfront fees / or any Fees at any time to anyone.


Fill out my online form.

**Sample rates and payments are just that samples. Not all borrowers will qualify for the lowest rate due to basic underwriting principales not will all candidates qualify for a loan. Our team does review credit scores down to 450.

Note: Loans Now  does not capture any information which could be considered private ( to include SSN#, Date or Birth, Full Address) information initially for the purposes of pulling credit as to provide a quote to prospective clients. Loans Now  does not sell, or trade any data with out consent and respects the privacy of our Loans Now customers.

See our privacy policy

Knowing your credit score before you apply is one of the most important pieces in any credit application. It can help you apply to the right institution, get the best rate, lower your payment and assist in speeding up the approval process by educating you on which product to choose. Read More
We don’t operate like other companies. When you use our discovery process you can get qualified in minutes. We work with all credit types and offer the best rates. Working with our team allows you a personal one on one experience. When you use our process you will know exactly who you are speaking to, we will not share your information with anyone. Read More
Need instant access to a credit card? Loans Now gives you access to credit cards for any type of credit profile. Let us help you lower your rate or even start building credit. Loans Now is here to help you find the right loan for you. Read More
  • Unsecured Personal Loans Now help me obtain my loan fast. I didnt know what to do as I had a low credit score. Without them I would of never received a loan.
    T. Ferguson VA
  • When my dog got sick I though that I had no options. They helped me get the money I needed to have him operated on.
    J. Rooney SD
  • I could not be more satisfied!
    A. Dawson FL
  • I was helped. It was a great process. I spoke on the phone with my contact multiple times to get it just right. The customer service was overwhelming. They are very thourough.
    J. Gurley NC

These results may not be typical and your results may vary