The Working Capital You Need.

What we service

  • Bankruptcy Loans
  • Good Credit Loans
  • Bad Credit Loans
  • Debt Consolidation Loans
  • Home Improvement Loans
  • Unsecured Personal Loans
  • Personal Loans
  • Medical Loans
  • Vacation Loans
  • Anything Unsecured

Unsecured Personal Loans Now is changing the way people seek out loans. We have dedicated our team to assisting you in finding the right loan for your situation.  We have offers that you can choose from right on site, or you can use our loan discovery process to have a one on one conversation with one of our loan discovery representatives. At Loans Now  we do not share your information, so you will not receive any unwanted emails or phone calls. We do not collect any sensitive information or pull your credit up front so you know that your privacy is assured. We take into consideration all of the aspects of your personal situation and make a reccomendation based on your unique factors not a computer algorithm. Personal loans can sometimes be hard to acquire but we at loans now have simplified that process. If you have good credit, bad credit or anything in between we have the loan for you. The process is free (we never charge you a fee ever) and you are not committed in any way.

The Loan Discovery Process

Not sure which way to go? Our Loan discovery process gives you the customer service you desire. We will help you navigate the process and quickly get your loan funded. Most of our Discovery clients are funded with in 24 hours if not on the same day. Go directly to the  Loans Now Discovery Process.

Why is this so different?

No initial credit check

Most of your clients know that having multiple inquiries can lower your score. We realize that too. With our discovery process we use the data you provide to give you the best opportunity to obtian a loan without hurting your score.

Unsecured Loans

Loans now offers unsecured personal loans. We do not offer payday or title loans.

Longer Terms

Most payday and title loans only let you borrow the money for short periods of time. This hinders your ability to borrow as your payments are higher. With our longer terms your payments are much more manageable. You can pay off our loans at any time.

Credit Scores

We work with all credit types, from clients with 700+ scores to clients who have  scores down to 450. Our Discovery represenative works with you to make sure that you are getting the right product.

Fund Quickly

Loans now knows that you need your money fast. Our discovery process is simple and effective. The money is usually funded within 24 hours if not the same business day.

Privacy Assurance

Loans now does not give your information to anyone. What that means is that you deal with one representative when you use our loan discovery process. We do not gather any personal information upfront so your identity and personal information is not compromised.  No more unwanted solicitations, phone calls and emails. You know exactly who you are dealing with at all times.

Loans built on your Profile

Loans Now understands that you are an individual. That being said each person has his / her own financial circumstances. We understand that, and we take all of that into consideration when we consider you loan. Our loan approval rating is higher than most because of that.

Still have questions on how it works? Check out our explainer video on the Home Page or the About page.

Need more reasons?

  • The process takes 5 minutes
  • The Quote is Free and done online
  • We do not do payday loans
  • We do not do title / Payday loans
  • We do not pull your credit initially -you provide that to us
  • We do not share your information with anyone

What we do is:

  • Put you in touch with a live person who listens and understands your unique situation
  • Assist you in finding your loan as quickly as possible

Competitor A
Lowest Rate 8.99%
Initial Credit Check
Secured Loans Only
Minimum Credit: 620
No Payday Loans
Payoff Penalty
Loans Now
Lowest Rate 0.0% *
No Initial Credit Check
Unsecured Loans
Minimum Credit: 450
No Payday Loans
No Payoff Penalty
Competitor B
Lowest Rate 12.99%
Initial Credit Check
Unsecured Loans
Minimum Credit: 700
Payday Loans
No Payoff Penalty

* 0% Intro APR for 21 months

We Provide Loans in the Following States:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia,  Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New York, New Jersey, New Mexico,  North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Knowing your credit score before you apply is one of the most important pieces in any credit application. It can help you apply to the right institution, get the best rate, lower your payment and assist in speeding up the approval process by educating you on which product to choose. Read More
We don’t operate like other companies. When you use our discovery process you can get qualified in minutes. We work with all credit types and offer the best rates. Working with our team allows you a personal one on one experience. When you use our process you will know exactly who you are speaking to, we will not share your information with anyone. Read More
Need instant access to a credit card? Loans Now gives you access to credit cards for any type of credit profile. Let us help you lower your rate or even start building credit. Loans Now is here to help you find the right loan for you. Read More
  • Unsecured Personal Loans Now help me obtain my loan fast. I didnt know what to do as I had a low credit score. Without them I would of never received a loan.
    T. Ferguson VA
  • When my dog got sick I though that I had no options. They helped me get the money I needed to have him operated on.
    J. Rooney SD
  • I could not be more satisfied!
    A. Dawson FL
  • I was helped. It was a great process. I spoke on the phone with my contact multiple times to get it just right. The customer service was overwhelming. They are very thourough.
    J. Gurley NC