Understanding Your Needs – How It Works

Loans Now is changing the way people seek out loans. We have dedicated our team to assisting you in finding the right loan for your situation. We have offers that you can choose from right on site, or you can use our loan discovery process to have a one on one conversation with one of our loan discovery representatives. We do not share your information, so you will not receive any unwanted emails or phone calls. Our company does not collect any sensitive information or pull your credit up front, so you know that your privacy is assured. We take into consideration all of the aspects of your personal situation and make a recommendation based on your unique factors, not a computer algorithm.

Personal loans can sometimes be hard to acquire, but we at Loans Now have simplified that process. If you have good credit, bad credit or anything in between we have the loan for you. The process is free (we never charge you a fee ever) and you are not committed in any way.

Why is this so different?

  • No initial credit check

    Most of our clients know that having multiple inquiries can lower your score. We realize that too. With our Loan Discovery process, we have you use the data you provide to give you the best opportunity to obtain a loan without hurting your score or sharing your information.

  • Unsecured Loans

    Loans Now offers unsecured personal loans. We do not offer payday or title loans.

  • Longer Terms

    Most payday and title loans only let you borrow the money for short periods of time. This hinders your ability to borrow as your payments are higher. With  longer terms, your payments are much more manageable. You can pay off your loans at any time.

  • Credit Score

    We work with all credit types, from clients with 700+ scores to clients who have scores down to 450. Our Discovery Program works for you to try and identifyand connect to the right product.

  • Fund Quickly

    Our company knows that you need your money fast. Our Loan Discovery process is simple and effective. Our providers normaly fund the money within 24 hours, but in some cases it can take up to 1 business day.

  • Privacy Assurance

    Loans Now does not give your information to anyone.  We do not gather any personal information upfront, so your identity and personal information are not compromised.  No more unwanted solicitations, phone calls and emails. Loans now will never share your information.

  • Loans based on your profile

    We understand that you are an individual. That being said each person has his / her own financial circumstances. We understand that, and we understand that you are not just a number.

Need more reasons?

  • The process takes 60 seconds
  • The process is Free and done online
  • We do not offer payday loans
  • We do not provide title loans
  • We do not pull your credit initially – you provide that to us
  • We do not share your information with anyone

Competitor A

$ 8.99%
  • Initial Credit Check
  • Secured Loans Only
  • Minimum Credit: 620
  • No Payday Loans
  • Payoff Penalty

Loans Now

$ 4.99% *
  • No Initial Credit Check
  • Unsecured Loans
  • Minimum Credit: 450
  • No Payday Loans
  • No Payoff Penalty

Competitor B

$ 12.99%
  • Initial Credit Check
  • Unsecured Loans
  • Minimum Credit: 700
  • Payday Loans
  • No Payoff Penalty

*Not all clients will qualify for the shown rate. Loans Now does not charge any fees.

We service following States:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New York, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

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