How Your Marriage Can Impact Your Financial Options
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How Your Marriage Can Impact Your Financial Options

When you’re single, you’re going out on dates and meeting new people. When you finally meet that one person who changes your life for the better, you stop and think about the possibility of marriage. Often times, when we think of marriage, we only think about the fluff of marriage, and by fluff, I mean...

When Would People Check My Credit?
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When Would People Check My Credit?

Having credit is such a huge part of life today. So much so that you really can’t make any big life changes, or purchases without having your credit checked. For instance, you can’t just walk into a car dealership and request a car, and expect to get your dream car right then. There’s definitely a...

How Credit Scores Can Impact Your Ability to Get a Loan
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How Credit Scores Can Impact Your Ability to Get a Loan

Your credit score is the primary criteria taken into account when determining your credit worthiness. Not everyone understands the loan process or how their credit score affects their chances of being approved for a loan. Your credit score is more than just a number; it is a reflection of you as a consumer. It simplifies...

Four Effective Ways You Can Boost Your Credit Score
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Four Effective Ways You Can Boost Your Credit Score

If you plan on boosting your credit score, it will never happen overnight. Your credit score is measured by compiling and analyzing years of previous transactions that you have made over the years, and is not based on only your recent activity. As you start your journey to boosting your score, always remember to take...

Improving Your Credit Score by Opting Out of Firm Offers of Credit
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Improving Your Credit Score by Opting Out of Firm Offers of Credit

Whenever people receive the countless spam emails, and pieces of junk mail, making an offer of firm credit, they often wonder whether or not those firm offers of credit actually mean anything or not. This then leads them to wonder about the consequences if they opt out of these firm offers of credit: will it...

Three Ways to Get a Loan with a Score Below 600
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Three Ways to Get a Loan with a Score Below 600

After declaring bankruptcy, foreclosing a home, or even after opening a line of credit for the first time in your entire life, it can be difficult to take out a loan simply because of your low credit score. When your score is below six hundred, lenders have a hard time placing trust in you that...

Three Ways You Can Get Funds with Poor Credit
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Three Ways You Can Get Funds with Poor Credit

Whenever your credit score is on the low side, it can be hard to have all of the money that you need for both daily and unexpected expenses. With that in mind, there are ways that you can get cash fast or pay off your daily debts without lowering your credit score any more than...

Your Guide to Building Better Credit
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Your Guide to Building Better Credit

Improving credit can be a bit complicated. If you do not have any credit history, you might not have experienced the difficulties of the loan process. Building a good credit rating is important because it directly affects your ability to borrow funds. Check your credit score now and if it is not where it should...

Everything You Should Know About Credit Building
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Everything You Should Know About Credit Building

After finishing up your studies, there will only be one grade that you will be worrying about: your credit score. You may have heard about the terms “good and bad credit,” “credit card,” and “credit scores.” These terms may all be very familiar but they can be a little bit confusing if you are not...

What is APR and How Does Credit Factor in Calculating It?
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What is APR and How Does Credit Factor in Calculating It?

The financial world is full of abbreviations, each with its own significance that can lead to either  a bright financial future or a dim one. But what do they all mean? While that would take a book to explain, one that is more easily explained, and incredibly important to understand, is APR. APR is one...