Offers for loans that require applicants to first wire money, make a credit card payment, or send a money order, check, or cash as part of the lending process may be scams. So, unfortunately, it is a common problem in the lending industry.
Advance-Fee scams typically involve telephone or online solicitations that promise fast approval for loans without credit checks. Moreover, the scams are usually run under a copy-cat name of a well-known, reputable lending institution.
If you are contacted by an individual or organization requesting money up-front to process a no credit check loan, please beware.