Your Options for Taking Out a Personal Loan With a 600 Credit Score
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Your Options for Taking Out a Personal Loan With a 600 Credit Score

You know it’s coming, but it terrifies you nevertheless. You’re checking because you need money, and you’ll never have enough overtime to get what you need. A loan is your only option. You open up your credit score report, and those three numbers are staring right back at you. And there’s nothing you can do...

How to Find Personal Loans for a Credit Score Under 550
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How to Find Personal Loans for a Credit Score Under 550

If you have a credit score of 550 or below, then you’re probably already aware of just how tall an order it really is to find a loan. You’ve most likely faced a situation where a lender checked your credit score, saw how low it was, and pulled the rug out from under you right...

Why Having Bad Credit is Better Than No Credit at All
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Why Having Bad Credit is Better Than No Credit at All

Having Bad credit versus no credit has been a debate among many people for a while now. Everyone has their own reasoning behind why they feel one is better than the other, but you might find it a little difficult to formulate an opinion on that if you haven’t personally experienced it. I personally have...

Preparing Your Family for the Day You’re No Longer There
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Preparing Your Family for the Day You’re No Longer There

You may not dwell on it, or even think about it, but you can’t escape it: there will come a day when you won’t be around anymore, and your family will have to keep going without you. I know: it’s not pleasant to think about, and you definitely don’t want to linger on it and...

How to Check and Fix Discrepancies on Your Credit Report
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How to Check and Fix Discrepancies on Your Credit Report

One of the most misunderstood things in the world, at least when it comes to finances, is credit. There’s plenty of information out there about what works, what doesn’t, and what you should be doing, that you’re not, to get a great credit score. Some people will tell you that you need to open up...

When You Don’t Spend Enough: Understanding Credit Utilization
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When You Don’t Spend Enough: Understanding Credit Utilization

There’s a common saying in many circles of wisdom: that less, is more. You’ve probably heard it uttered by dozens of artists, interior designers, business managers, and auto salesmen. You may have even used it yourself a time or two. Regardless of where it came from or who uses it most, the principle remains unchanged:...

How Long Will it Take for my Credit Score to Improve?
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How Long Will it Take for my Credit Score to Improve?

One of the first questions that people ask when they start trying to build better credit is, “How long will it take?” It’s a valid question. We prefer predictability in as much of our life as we can get. We know it takes around nine months for a baby to be born, so we can...

Understanding What Does and Doesn’t Affect Your Credit Score
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Understanding What Does and Doesn’t Affect Your Credit Score

Understanding your credit can be very confusing at times. There’s so many factors that go into it… The things we thought affected our credit doesn’t, and what we thought didn’t affect our credit, actually does. So it’s very important to understand how credit works, so that you can take full control of your credit health....

Your Guide to Building a Strong Credit History
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Your Guide to Building a Strong Credit History

Being able to pay cash for everything used to be a great thing a few decades ago. It used to be that a person could just walk onto a car lot, pay in cash, and then take off with a brand new vehicle. It’s not like that anymore though: these days, you need to have...