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Safe Guarding Customer Information

The Facts: Lending companies require customer social security numbers, and dates of birth to process loan applications. Lending companies require customer credit reports: credit account numbers, and balances to approve loans. Lending companies require customer bank account, and routing numbers to fund loans. …the lending industry is dependent on customer information—a valued commodity, and potential...

Back-to-School Expenses
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Back-to-School Expenses

Managing back-to-school expenses is a rational process when needing to borrow: 1) Finance qualified expenses with government backed student loans. 2) Shop retail lenders for revolving credit accounts, and installment loans to pay for unqualified expenses. Qualified Expenses: Tuition, Fees & Books Student loans are standardized – government backed loans that can only be used...

How to Use an Unsecured Personal Loan to Further your Education
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How to Use an Unsecured Personal Loan to Further your Education

  Using an Unsecured Personal Loan to Pay Education Expenses   Housing market crashes, mass unemployment, and companies taking advantage of cheap foreign labor are just a few of the negative news stories that American families have been inundated with over the past decade. Those who want to survive and thrive though this type of...

Posted by May 29, 2017September 11, 2017
Grow a Part-Time Business with an Unsecured Personal Loan
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Grow a Part-Time Business with an Unsecured Personal Loan

Being stuck in a dead-end job can make it hard to feel good about going to work every day, even when the paycheck is critical to keeping your family’s budget afloat. But for many Americans, the nine-to-five drudgery of a job is the reality, while they dream of being able to afford to develop a...

Posted by May 25, 2017May 25, 2017
Consolidating Credit Card Debt with an Unsecured Personal Loan
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Consolidating Credit Card Debt with an Unsecured Personal Loan

  Using Unsecured Personal Loans to Consolidate Credit Card Debt   You may be able to lower your total monthly debt expenses by paying off high-interest rate credit card balances with a fixed term and rate unsecured personal loan. The opportunity to retake control of your finances without the added costs of a debt management...

Preparing for Income Tax Expense
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Preparing for Income Tax Expense

Paying your personal income taxes is an annual obligation, and major financial responsibility. Preparing for them independently doesn’t have to be expensive, time-consuming, or unnecessarily complicated. Access to information and useful resources will simplify the decision-making process. What You Should Know There are multiple taxing authority you could owe money after the end of the...

Planning for After Holiday Expenses
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Planning for After Holiday Expenses

The holidays’ festivities are over. Now it’s time to start paying for holiday expenses. Postponing a decision to explore unsecured personal loan options could negatively affect your long-term financial livelihood if you are already struggling with the monthly payments on your existing debt. Any after the holiday’s budget you may have created to determine what...

What is a Secured Loan?
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What is a Secured Loan?

What is a Secured Loan? The terms and conditions for a secured loan vary from lending company to lending company. They are loans that require a borrower to back his or her creditworthiness, the consideration given to a borrower’s likeliness to repay a loan, as a form of collateral. Collateral is a kind of property...