Grow a Part-Time Business with an Unsecured Personal Loan
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Grow a Part-Time Business with an Unsecured Personal Loan

Being stuck in a dead-end job can make it hard to feel good about going to work every day, even when the paycheck is critical to keeping your family’s budget afloat. But for many Americans, the nine-to-five drudgery of a job is the reality, while they dream of being able to afford to develop a...

Posted by May 25, 2017May 25, 2017
Consolidating Credit Card Debt with an Unsecured Personal Loan
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Consolidating Credit Card Debt with an Unsecured Personal Loan

You may be able to lower your total monthly debt expenses by paying off high-interest rate credit card balances with a fixed term and rate unsecured personal loan. The opportunity to retake control of your finances without the added costs of a debt management company or attorney is best pursued before you experience financial difficulties...

Preparing for Income Tax Expense
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Preparing for Income Tax Expense

Paying your personal income taxes is an annual obligation, and major financial responsibility. Preparing for them independently doesn’t have to be expensive, time-consuming, or unnecessarily complicated. Access to information and useful resources will simplify the decision-making process. What You Should Know There are multiple taxing authority you could owe money after the end of the...

Planning for After Holiday Expenses
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Planning for After Holiday Expenses

The holidays’ festivities are over. Now it’s time to start paying for holiday expenses. Postponing a decision to explore unsecured personal loan options could negatively affect your long-term financial livelihood if you are already struggling with the monthly payments on your existing debt. Any after the holiday’s budget you may have created to determine what...

What is a Secured Loan?
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What is a Secured Loan?

The terms and conditions for a secured loan vary from lending company to lending company. They are loans that require a borrower to back his or her creditworthiness, the consideration given to a borrower’s likeliness to repay a loan, as a form of collateral. Collateral is a kind of property pledged to secure or guarantee...

What is an Unsecured Loan?
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What is an Unsecured Loan?

Unsecured Personal Loans The terms and conditions for an unsecured loan vary from lending company to lending company. It is a loan a borrower obtains entirely on his or her creditworthiness, which is the consideration given to a borrower’s likeliness to repay a loan. Some lending companies, depending on the unsecured loan amount and borrower’s...

Keeping Debt Affordable
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Keeping Debt Affordable

Longer-term loans result in lower monthly payments for borrowers than short-term loans of equal loan amounts and interest rates. From a financial perspective, it’s best to pay interest for the shortest length of time. However, it’s important you don’t obligate yourself with monthly obligations you won’t be able to afford. To position yourself with the...

Why Credit is Important
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Why Credit is Important

Personal Credit Anyone wanting to obtain a sizable loan, like a home mortgage, will need credit. More specifically, personal credit, and it is an unavoidable requirement in the lending process. Personal credit is comprised of several different factors: a borrower’s repayment history – whether or not they have been making their monthly payment requirements in...