Four Ways to Dig Out of Divorce Debt and Get Control of Your Finances
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Four Ways to Dig Out of Divorce Debt and Get Control of Your Finances

There are very few things in life that are more devastating in a person’s life than a divorce. No matter if you’re the husband, wife, child, or family members watching it all unfold, divorce can shatter relationships, lead to isolation and depression, and cast a dark shadow on your future.  One of the most trying...

The Beginner’s Guide to Building Credit Responsibly
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The Beginner’s Guide to Building Credit Responsibly

Credit is one of the most essential, and for many, the most confusing, aspects of having a healthy life financially. Your credit is a huge factor that determines if you’re able to take out a loan for a car, buy a house with a mortgage, or get approved for a small business loan. For all...

Credit Do’s and Don’ts and How They Impact Your Fico Score
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Credit Do’s and Don’ts and How They Impact Your Fico Score

Maintaining a good credit score can be tricky. On the one hand, credit is there to provide you the opportunity to buy the things you need to improve the quality of life for yourself and your family, and you shouldn’t feel afraid to use it if you need it. On the other hand, being reckless...

What is the Best Type of Loan if You Have Bad Credit?
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What is the Best Type of Loan if You Have Bad Credit?

One of the best ways to improve your FICO score after a financial slump is to get and start paying off a loan. But with so many different type of loans out there, you may be concerned about which is the best to use to get what you need, at a rate you can afford....

Your Guide to Lending Options For Bad Credit
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Your Guide to Lending Options For Bad Credit

Getting a loan or  mortgage if you have a bad credit is still possible. But, you need to totally understand what you are getting into if you really want to get funds. Borrowers with credit scores that are lower will not have the same benefits compared to someone with high credit scores. Bad credit shows...

How Long Does it Take to Build Credit Back?
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How Long Does it Take to Build Credit Back?

If you have a poor FICO credit score, you could be in a bind that will affect every financial decision you make. You may be searching all over the Internet to try to figure out how long you will be in this situation, but here are a few ways you can determine how long it...

How to Improve Your Credit with a Bad Credit Loan
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How to Improve Your Credit with a Bad Credit Loan

Bad credit loans can seem like a miracle if you’re really strapped for cash and you’ve got bills or other expenses that need covered quickly. However, there are plenty of reasons for getting a personal loan for poor credit aside from emergency situations. It could also be a feasible way for you to begin to...

6 Ways to Repair Credit
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6 Ways to Repair Credit

Sometimes life just happens and credit scores just take a nosedive. That can be disastrous when you go to buy a house or a car and your credit is full of negative factors that have killed your credit score. But never fear, here are six tried and true ways that you can start fixing your...

Can a Bad Credit Loan Increase My Credit Score? – Perplexed
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Can a Bad Credit Loan Increase My Credit Score? – Perplexed

Credit scores can seem mysterious at times. There are so many factors that can affect them, and it can be hard to figure out what you should do to improve your score. If you’ve been searching for a bad credit loan, you might be wondering if it is going to help or hurt your score....