The Consequences of Having Bad Credit
Post

The Consequences of Having Bad Credit

Everyone has experienced bad credit at least once, or at some point in their life. I certainly have. I feel that America wouldn’t be in as much debt as we are, had we been taught early on in life… even as toddlers! You know how they have the little cash register toys out for little...

Three Ways to Get a Loan with a Score Below 600
Post

Three Ways to Get a Loan with a Score Below 600

After declaring bankruptcy, foreclosing a home, or even after opening a line of credit for the first time in your entire life, it can be difficult to take out a loan simply because of your low credit score. When your score is below six hundred, lenders have a hard time placing trust in you that...

Three Ways You Can Get Funds with Poor Credit
Post

Three Ways You Can Get Funds with Poor Credit

Whenever your credit score is on the low side, it can be hard to have all of the money that you need for both daily and unexpected expenses. With that in mind, there are ways that you can get cash fast or pay off your daily debts without lowering your credit score any more than...

Are Loans for People with Bad Credit Safe to Use?
Post

Are Loans for People with Bad Credit Safe to Use?

There are many different types of loans available, and some can especially help people fix their credit and get out of debt quickly. However, with so many lenders on the market, there are some loans that make for better and safer options for people with poor credit than others. You do not ever want to...

Bad Credit: What’s the Best Card for You When Your Score Isn’t Great?
Post

Bad Credit: What’s the Best Card for You When Your Score Isn’t Great?

If you have made some financial mistakes, you might have stained your credit score, and now find yourself unable to get a regular credit card, or you find the cards you do qualify for carrying high interest rates and annual fees. Regardless, you will still need a way to receive funds and make payments. Below...

Four Ways to Dig Out of Divorce Debt and Get Control of Your Finances
Post

Four Ways to Dig Out of Divorce Debt and Get Control of Your Finances

There are very few things in life that are more devastating in a person’s life than a divorce. No matter if you’re the husband, wife, child, or family members watching it all unfold, divorce can shatter relationships, lead to isolation and depression, and cast a dark shadow on your future.  One of the most trying...

The Beginner’s Guide to Building Credit Responsibly
Post

The Beginner’s Guide to Building Credit Responsibly

Credit is one of the most essential, and for many, the most confusing, aspects of having a healthy life financially. Your credit is a huge factor that determines if you’re able to take out a loan for a car, buy a house with a mortgage, or get approved for a small business loan. For all...

Credit Do’s and Don’ts and How They Impact Your Fico Score
Post

Credit Do’s and Don’ts and How They Impact Your Fico Score

Maintaining a good credit score can be tricky. On the one hand, credit is there to provide you the opportunity to buy the things you need to improve the quality of life for yourself and your family, and you shouldn’t feel afraid to use it if you need it. On the other hand, being reckless...

What is the Best Type of Loan if You Have Bad Credit?
Post

What is the Best Type of Loan if You Have Bad Credit?

One of the best ways to improve your FICO score after a financial slump is to get and start paying off a loan. But with so many different type of loans out there, you may be concerned about which is the best to use to get what you need, at a rate you can afford....

Your Guide to Lending Options For Bad Credit
Post

Your Guide to Lending Options For Bad Credit

Getting a loan or  mortgage if you have a bad credit is still possible. But, you need to totally understand what you are getting into if you really want to get funds. Borrowers with credit scores that are lower will not have the same benefits compared to someone with high credit scores. Bad credit shows...