FAIR 640 + Offers


Loans Now Discovery

Credit Score: 640+

PersonalLoans.com offers loans of $1,000-$35,000

Although we will accept loan requestors with any credit score, there are still a few basic requirements you must meet in order to qualify for one of our loans. Before you request a loan, make sure you meet specific criteria regarding these items: Age/ID/Residency Status Income Bank Account Credit Type


Upstart offers personal loans APRs starting at 4.7%, from $3,000 to $35,000 for credit card refinancing, debt consolidation, large purchases and more.


Personal Loans @5.99%

Net Credit

Personal Loans Segments roughly equate to a 550-680 FICO range
Knowing your credit score before you apply is one of the most important pieces in any credit application. It can help you apply to the right institution, get the best rate, lower your payment and assist in speeding up the approval process by educating you on which product to choose. Read More
We don’t operate like other companies. When you use our discovery process you can get qualified in minutes. We work with all credit types and offer the best rates. Working with our team allows you a personal one on one experience. When you use our process you will know exactly who you are speaking to, we will not share your information with anyone. Read More
Need instant access to a credit card? Loans Now gives you access to credit cards for any type of credit profile. Let us help you lower your rate or even start building credit. Loans Now is here to help you find the right loan for you. Read More
  • Unsecured Personal Loans Now help me obtain my loan fast. I didnt know what to do as I had a low credit score. Without them I would of never received a loan.
    T. Ferguson VA
  • When my dog got sick I though that I had no options. They helped me get the money I needed to have him operated on.
    J. Rooney SD
  • I could not be more satisfied!
    A. Dawson FL
  • I was helped. It was a great process. I spoke on the phone with my contact multiple times to get it just right. The customer service was overwhelming. They are very thourough.
    J. Gurley NC